FAq
Got questions?
We’ve got the answers!
If you don’t see what’s on your mind, feel free to reach out to us at info@loophealth.com

How long is each wellness session?
Each session lasts for one hour.
What is the procedure for removing a team member?
You can easily delete team members from the HR dashboard.
Can I choose more than one health provider for tests?
Absolutely, you have the flexibility to select multiple health providers for your tests to best suit your needs.
How do you ensure fairplay?
We have an abuse detection tool that tracks any kind of cheating on our backend. Our tool detects the steps taken by the user in every 15 minutes, along with the number of devices connected, whether there’s been a manual input of steps, and flags excessive stepcounts. Loop will share this report with your HR team to take the final call on disqualification.
Is Loop Engage chargeable?
Yes. If you’re interested in boosting engagement, click on the sign me up button, leave your contact details in the form provided therein and we will get in touch with you.
We are a remote-first company, can we still get the tests done?
Yes, your remote-first company can take advantage of our testing options in Tier 1, Tier 2, Tier 3 cities and more.
Can you cancel your group health insurance?
Yes, you can cancel your employer group health insurance plan. After cancellation, you will continue to get medical coverage until the end of the month. For example, if you cancel your coverage on the 16th of December, you will get medical coverage until December end.
Read more here: Group Health Insurance Cancellation Policy
How can our team members self-onboard?
We will send every employee an email about the details of their policy and card, which they can access from the Loop app. To self-onboard, you need to download the Loop app.
Where can you get a copy of your health insurance card?
You can find a copy of your health insurance card on the Loop app. Once you log in, you need to click on the insurance tab and then view the card.
What is the difference between group and individual coverage?
A few primary and notable differentiators between individual and group health insurance are:
- Lower cost of premiums
- Waived off waiting periods
- Group medical coverage for pre-existing diseases
- Maternity cover
- Free and unlimited primary health care
Where can you reach Loop Engage for any further queries?
You can reach us at wellness@loophealth.com
Do I need to prepare anything before attending the session?
Preparation requirements (e.g., space, equipment) will be communicated before the session, if applicable.
I have other conditions along with Diabetes (eg. Hypertension, kidney or liver issues, etc). Is this programme for me?
Yes. Our care team is trained to treat Diabetes and all of its complications or comorbidities. Both doctors and coaches will take a detailed history from you before creating your plan.
What is co-payment?
Co-payment or co-pay in short is a standard part of many group health insurance plans. Essentially, it’s the percentage of the claim amount the insured bears, while the insurer pays the remainder. Since both the insured and insurer bear the amount, it’s calculated on a percentage sharing basis. This clause and the percentage is typically mentioned in the policy.
What are administration charges?
Like non-medical and non-payable, there’s a standard list by IRDA for administration charges that all health insurers do not approve or cover. These include patient identification bands, visitor passes, entrance passes, discharge procedure costs, admission kits, etc.
How can you book a lab test?
Login to the Loop app and select “Book Lab Tests”. Then choose “Request a call from the MA (medical advisor).” Over the call, they will set up the time slot for lab sample collection and help with payment too.
Should you pick a bank offered corporate insurance policy?
There’s a vast difference between employer group health insurance and a bank group health insurance policy. What you choose entirely relies on what you’re looking for. That being said, employer health insurance comes with a bunch of advantages like no waiting period for pre-existing diseases, choosing the choice of your doctor, added wellness benefits, maternity cover, an extensive network of cashless hospitals, and more.
What are newsletters and how many does Loop send?
The newsletter contains tips and tricks for members to effectively deal with the daily hustle and how to maintain a healthy life. We send them out every Wednesday.
What are the various waiting periods in group health insurance coverage?
The waiting period in insurance varies from policy to policy and issuer to issuer. The different ones are:
- Initial
- Pre-existing disease
- For a specific disease
- Maternity and newborns
Read more here: Group Health Insurance Waiting Periods
What documents do you require for raising a claim?
To raise a claim, you need the following documents:
- Identity proof issued by the government
- Proof of residence and employer address
- 6-month salary slip
- Signed claim form with the details of the claim for reimbursement
- Printout of form 2A
What are the features of the Loop app?
By downloading the Loop app, you can get access to the following:
- Book doctor consultations
- Book lab tests
- View your eCards
- Get 24X7 claims support
Why is medical insurance for employees in India important?
Medical exigencies are unpredictable. With a comprehensive group health plan, you can safeguard yourself and your family members, protect your savings, financial stability, fight lifestyle diseases, improve workplace productivity, and so much more.
How do you use Clove dental Agarwal eye clinic services using the Loop app?
To use Clove dental Agarwal eye clinic services, you must first contact your medical advisor, who will then guide you about the process.
Are there any advantages for us already being Loop members?
As a Loop member, each employee will get a personalized care plan and regular follow-ups with their Loop medical advisor.
Duration and team size?
Customizable
Who conducts these wellness sessions?
Sessions are led by certified professionals with expertise in their respective fields.
What is Stepathon?
Imagine a happier, healthier, and more connected workforce, motivated to take steps—literally and figuratively—towards a stronger team culture.
Introducing Stepathon: A strategy-driven, highly engaging walking challenge designed to foster team building, encourage proactive healthcare, and promote a healthier lifestyle.
How is Loop group health insurance policy beneficial?
Loop Health is a modern health care provider with a proactive approach from start to finish. A group health plan includes a plethora of added benefits, including wellness perks, to your policy at no additional cost. Furthermore, with a team of specialized doctors and medical professionals available 24 X 7, all your health queries will be sorted out with ease. And the dedicated claims team will ensure your experience is absolutely hassle-free.
Why should you join Loop’s HR community?
When you join Loop’s HR community, you can be a part of the monthly HR meetups (virtually as of now). Here you can discuss hot topics where experts share their views. Stay tuned to our LinkedIn or Twitter page for announcements.
Why is it necessary to do a health screening right now?
Early detection of health issues can greatly improve the chances of successful treatment. By doing a health screening right now, you're taking an important step in maintaining your team's health and well-being.
How do I get a quote for business insurance?
You can request a free quote by filling out our quote form or contacting our team via email or call.
How many wellness events does Loop host in a month?
Typically, we conduct wellness sessions twice a month, every alternate Friday.
How should startups get group health insurance for employees?
With corporate health insurance, there’s no one size fits all option - and that’s the best part! You can get group health insurance for startups as well as large businesses. You can pick a plan and customize it according to your team and your needs. Insurance for your team is like an investment. You can contact Loop’s team here.
What kind of wellness topics are covered in these sessions?
Topics include physical fitness, stress management, mindfulness, nutrition, and more to enhance overall well-being.
How do group health insurance claims work?
There are two types of claims - cashless claims and reimbursement claims. Both work differently.
- Cashless claims - In the cashless claims option, the insurer directly makes payment to the network hospital with you paying a minimal amount. For this to be possible, you must visit a network hospital that’s a part of your provider’s network hospital. Your group health plan must cover the condition you or your family member is diagnosed with.
- Reimbursement claims - In this process, you can visit any hospital of your choice, undergo treatment, and make the payment as usual. After your discharge, you can contact your insurer and file for a reimbursement claim along with the necessary documents. Upon approval, the amount will be transferred to your account.
Where can the sessions be conducted?
If required, Loop can facilitate a Zoom meeting link to help conduct a session at no extra charge
When should you buy group health insurance for your company?
Simply put, the best time to purchase group health insurance for employees is right away. Besides, the government has made it a mandate for all employers to offer some sort of health insurance or coverage to their employees. Before it’s too late, start browsing through our plans and find affordable and well-rounded group health insurance plans.
What do you mean by pre and post hospitalization expenses?
Pre-hospitalization expenses are medical costs the insured incurs before hospitalization like X-rays, urine tests, blood tests, etc.
Post-hospitalization are the expenses after discharge like consultation fees, the cost of medicines, diagnostic charges, etc.
Both these costs are covered under a group health insurance plan.
What factors determine the cost of my business insurance premiums?
The cost of business insurance premiums with Loop is determined by factors such as the type of coverage selected (like Asset Protection, Marine, Directors & Officers, Commercial General Liability, Errors and Omissions, Cyber Liability Insurance), the level of risk associated with your business activities, and your specific business needs. Loop aims to offer competitive pricing and flexible payment options to provide affordable yet comprehensive coverage.
Are the wellness sessions chargeable?
For member companies, all events are free of cost.
Who is eligible for the Diabetes Care program?
Anyone who has Type 2 Diabetes or Pre-diabetes is eligible. We cater to people from all age groups.
How to join Loop’s HR community?
You can join Loop’s exclusive HR community and stay up to date about trending HR topics and other insightful information. Here’s how:
- WhatsApp - Join WhatsApp community
- Facebook - Join Facebook community
- LinkedIn - Join LinkedIn community
- Twitter - Join Twitter community
Can I choose between offline and online sessions?
Yes, you can select your preferred format based on availability.
How can you order medicines through the Loop app?
The way to order medicines through the Loop app is to get in touch with your medical advisor. They will provide proper guidance.
Can I view my claims history in the Loop app?
The Loop app does not provide information on claims.
Does a cashless claim mean you don’t have to pay a single rupee?
Not all medical expenses are covered by group health insurance plans. Therefore, when you make a claim, there are some deductions because of non-admissible services or items. For example, certain services like admission fees, registration fees, etc. do not fall under the umbrella of coverage. Hence, as the insured, you need to pay for some non-medical or payable expenses. In comparison with reimbursement claims, these costs are minimal.
Can sessions be customised?
Yes, events can be customised as per client needs and requirements. If required, Loop can host a dry run 72 hours prior to the event to align the flow and set expectations
How will the course help me?
MHASP will mindfully guide you in understanding not only your employees challenges, but also help you connect deeper with yourself in understanding mental health and well-being.
How long does it take to set up this event?
Incase Physical Collaterals: Registration start date should be 12 days from checklist submission
Incase Virtual Collaterals: Registration start date should be 5 days from checklist submission
What is the maximum number of claims allowed under group health insurance?
There’s no limit on the number of group health insurance claims you can register during your policy’s term. You can make claims until you exhaust your total sum insured.
What happens if you’re admitted for less than 24 hrs?
Daycare procedures require you to be admitted in hospital for under 24 hours. Typically, if you’re admitted for under 24 hours and the procedure you’re undergoing is not covered under the daycare list, then it’s not eligible for a claim. In order to make a claim, the minimum period for hospitalization is 24 hours or the procedure should fall under the daycare list.
What are small business group health insurance requirements?
For group medical insurance for small business, the eligibility criteria is:
- A minimum number of 7 members
- Official business registration and GST certificate
To know more about best employer group health insurance plan for small businesses, read here: Employer Group Health Insurance Requirements
Are these sessions suitable for beginners?
Absolutely! Our sessions are designed to be beginner-friendly and inclusive for all levels.
Are your services available all across India?
Yes! We work with people from all over the country.
When is the claim processing time?
The standard reimbursement claim processing time is 3 to 4 working weeks.
Is group healthcare policy cheaper than individual health coverage?
Group health insurance is definitely a cheaper option for businesses in comparison with individual health insurance. Group mediclaim for employees comes with lower premiums and a host of added benefits that ensure your team is healthy and happy.
How many employees do you need for group health insurance?
The minimum requirement for group health insurance with Loop is 7 members.
Can you see other policy details in the Loop app, such as GPA, Covid policy, and GTL?
No, you cannot access such information or view other policy details in the Loop app.
What are achievable weekly plans?
Your coach and you have 12 weekly video-call meetings. In each video call, they will set a weekly plan which would include mini targets you have to achieve. These would be extremely specific targets according to your motivation level, and what you can control in your daily life. Your coach will proactively message you on WhatsApp to check up on you every alternative day, to motivate you. You can also message your coach for any questions-big or small.
Why is this course worth doing?
This course will enable individuals in leadership roles and HRs to understand the employee and design protocols around difficulties that can be managed rather creatively compared to putting employees on PIPs as a standard practice.
How does it work?
- Register: Download, install, and login to the Loop App & create your team
- Gear Up: Build your squad by adding your teammates & colleagues!
- Walk the Talk: Step up each day & lead your team to victory.
- surPrize me: Win exciting prizes, team recognition & bragging rights!
What are the benefits of wellness events?
Wellness events give you access to a wide range of sessions from experienced professionals, who through live sessions provide tips, tricks, and advice on how to live a healthy and balanced lifestyle.
Is there a cost to host this event?
We can host the Stepathon for you at no additional charge. The only cost to you, as a company, are the prizes that would be awarded to top teams/performers.
What are the clinical services Loop offers members?
All of Loop’s members can access the following services:
- 24x7 chat support with a medical advisor about any health concerns or queries
- Unlimited free online consultations with our doctors
- Get assistance to book lab tests at home
What is the procedure for adding a team member?
You can easily enrol your team members from the HR dashboard.
How does Loop conduct wellness sessions?
As per your organization’s requirement, we host the wellness sessions on ground/onsite or virtually.
How can you get in touch with the wellness team?
You can reach the wellness team by emailing them at welllness@loophealth.com
How much does group health insurance cost for small business?
The cost of group health insurance coverage for small business varies due to lot of factors. At Loop, group health insurance premiums start at Rs. 450/-. This comprises holistic cover from top insurers for your employees, including a range of added benefits and wellness perks, at no additional cost, for all-around preventive care.
How can you resolve my medical queries in the Loop App?
If you have any medical queries, your first point of contact on the Loop app is your dedicated Medical Advisor (MA). They're available 24X7 to help with all your needs. Once you login, you can instantly chat with them and find a solution.
How long will the Diabetes Care program last?
12 weeks! We recommend following through to see real results. You will definitely see a change in your diabetes levels with this plan.
Impact
When Your Team Steps Up, Everyone Wins!
[Box 1] - Increase app usage = Higher engagement and team interactions.
[Box 2] - Access to medical consultations & resources = better health outcomes
[Box 3] - Healthier habits = fewer claims over time.
How do you register for Loop Engage?
From the schedule provided, select the corporate engagement activities you are interested in and leave your contact details in the form provided therein and we will get in touch with you soon!
What is wellness at Loop Health?
Wellness at Loop Health engages employees. The sessions target the ‘need of the hour’ issues to enhance individual well-being, and help members achieve and sustain a healthier, happier life.
Can I buy this for a friend or family member?
Of course! You can buy this plan for yourself or for your loved ones. Just make sure you input the correct patient information during purchase.
What are the questions you will ask our team members during the onboarding process?
During the onboarding process, your team can expect simple questions such as employee details including, name, enrolment members, mobile numbers, and email IDs.
What is the maternity benefit in an group health insurance plan?
Maternity benefit is coverage as a part of employer group health insurance policies for pregnant women. This benefit covers the cost of normal delivery and a 14-day post-delivery checkup.
How long will it take to approve my cashless claim?
Typically, we settle group health insurance cashless claims in 3 to 4 working hours. The TAT starts when the hospital sends the documents to the TPA.
I’m not that comfortable with using technology, can I still sign up?
Definitely! If you are comfortable using Whatsapp, this programme will be very easy for you. Our experts and coaches will work with you to ensure your diabetes is under control.
What formats are the wellness sessions available in?
Our sessions are offered in both offline and online formats, depending on availability.
What is the best way for you to invite our team members?
When you purchase a group health insurance policy by Loop, you get a scheduled day for an onboarding event with us. Before this day, you must share your employee data with our onboarding team to invite them.
I’m not that comfortable with using technology, can I still sign up?
Yes, absolutely. Our coaches will hand-hold you at every point and will help you get equipped with our platform.
Are your services available all across India?
Yes! We work with people from all over the country.
Does Loop have doctors who can speak regional languages?
Yes, Loop has doctors who can speak various regional languages. You can pick one as per your comfort level.
How can I register for a session?
Registration details will be shared in advance—simply follow the instructions to book your spot.
Do group policies cover OPD expenses?
Not all illnesses require hospitalization. OPD (Outpatient Department) expenses are costs like dental procedures where you visit a clinic or hospital for treatment, get treatment/medicines and you’re back to good health in a few days. Typically, such expenses are minimal, and they’re not covered in group health insurance policies.
Is no-claim bonus available with group health insurance?
No, group policies don’t come with a no-claim bonus benefit.
Do you guarantee success?
While we do not have a money-back guarantee, we assure you our program will help you with working techniques to refrain from smoking.
How can you book a consultation with a Loop doctor?
You can book a consultation with a Loop doctor via the Loop App.
- On the home page, click on doctor consultations.
- Select a specialty, and choose your doctor.
- Choose your preferred time slot.
Your consultation will start appearing under “visits” on the app.
Who is eligible for the iQuit program?
Anyone who wants to quit smoking can be a part of the iQuit program.
Can i book an event for tomorrow?
Loop would require a 10-day notice to setup an event.
What are the kinds of wellness events?
The wellness events Loop conducts ranges from mental health, physical fitness, nutrition, social well-being, on-site drives, and more. We even customize sessions according to your company’s needs.
When is a team member's membership activated?
The Loop team will share an e-policy card that members can access from the Loop app. Post this, the membership is active.
How can you chat with a Medical Advisor?
The MA (medical advisor) chat is accessible via the Loop app. Log in to the app, and on the homepage, tap on your medical advisor’s name and you can chat with them 24x7. You will receive notifications for their replies. Once done, they will close the chat from their end.
Can you claim from more than 2 insurance policies?
As an individual, you can have more than one insurance policy. It’s completely legal. You can use more than one policy, as and when you need. This also means you can claim from either one or both policies, albeit a few conditions. What you need to remember is - you cannot raise the same claim with two different insurers and you cannot claim more than the sum assured. However, if the expenses you incur exceed the sum insured, you can use the second policy to pay the remainder amount.
Where can you reach the wellness session speakers?
You can reach the wellness session speakers by downloading the Loop Health app and booking a 1:1 free consultation. These consultations are unlimited for all members.
Can I customize my business insurance policy to suit my specific needs?
Yes, you can customize your business insurance policy with Loop to suit your specific needs. We offer a range of personalized insurance options including Asset Protection, Marine, Directors & Officers, Commercial General Liability, Errors and Omissions, and Cyber Liability Insurance, all designed to meet the unique requirements of your business.
Are all the services free?
There are unlimited, free doctor consultations and chats with the medical advisor. The lab tests are at discounted prices for our members, with a concierge booking service from our team.
Who is eligible for the mental health sensitization course?
All HRs, managers, and organization leaders that would want to be part of the course.
Is our data protected?
Your data is kept confidential and is not shared with any external organizations. Our tracking is limited to employees' step counts and their source, with no additional data collection. The step count monitoring will cease as soon as the event ends.
Why do I need business insurance?
You need business insurance to safeguard your business against various risks and uncertainties. Insurance like Asset Protection, Marine, Directors & Officers, Commercial General Liability, Errors and Omissions, and Cyber Liability Insurance from Loop protects your business assets, covers legal liabilities, and ensures business continuity against unforeseen risks and challenges. This protection is crucial for the stability and longevity of your business operations.
